Charlotte Cambodia · 1 month ago · 4 min read

Cost of Living in Phnom Penh 2026: Rent, Bills & Real Numbers

Cost of Living in Phnom Penh 2026: Rent, Bills & Real Numbers
By Charlotte — Your Guide to Cambodia Real Estate


I’ve lived in Phnom Penh for years and helped hundreds of expats find homes here. Today I’m showing you exactly what I spend — rent, electricity, food, everything. No guesses. Real receipts.

If you’re researching whether you can afford life in Cambodia, this is the article I wish existed when I started.


Rent — The Biggest Line

Rent is your largest monthly expense, and the range is wider than most people expect. Here’s what you get at three budgets in Phnom Penh right now:

Budget What You Get Where
$300-500 /month Studio or basic 1-bedroom, older building Toul Kork, Sen Sok, outer BKK
$600- 750  /month Modern 1-bedroom, pool & gym, good location BKK1, Tonle Bassac, Riverside
$1,400/month Luxury 2-bedroom, high floor, full facilities BKK1 premium buildings, Koh Pich

The $600 tier is where most expats land. It gets you a proper one-bedroom in a central neighbourhood with decent amenities. The jump from $600 to $1,200 is mostly about space, view, and building prestige — not necessarily a better location.

What percentage of income should rent be? If you’re earning a Western salary remotely, aim for 25–30%. If you’re on a local or regional salary, be prepared for rent to take 40–50% — housing is the one cost that hasn’t stayed “cheap” in Phnom Penh.


Bills Nobody Talks About

This section catches every newcomer off guard. Here’s the real monthly picture:

Bill Low End Typical Notes
Electricity $50 $80–$150 AC usage is the killer. Older buildings = higher bills
Water $5 $10–$15 Usually negligible
Internet (fibre) $15 $25–$40 Reliable, fast, good value
Mobile $5 $8–$15 Smart or Metfone, data-heavy plans
Building maintenance $0 $30–$80 Condos only. Ask before signing.

Your total utilities will land between $100 and $200 per month for a typical one-bedroom — plus maintenance fees if you’re in a condo.

One thing to watch: some landlords mark up the electricity rate. The government rate is around $0.25/kWh. Ask what rate you’ll be charged before you sign. A marked-up rate on an inefficient AC unit can push your bill past $200 in hot season.



Daily Life Costs

Here’s where Cambodia still wins. Day-to-day living can be extremely affordable — or surprisingly expensive — depending on your choices.

Expense Local Option Western Option
Meal out $2–$3 (local restaurant) $8–$15 (western cafe/restaurant)
Coffee $1.5  (street coffee) $3–$4 (specialty café)
Groceries (weekly) $15–$25 (local market) $50–$80 (supermarket)
Gym $25–$35 (basic) $40–$80 (premium)
Transport (monthly) $40–$60 (Grab/tuktuk) $100+ (own car with fuel)

Realistic food budget: If you eat local most days with a few western meals, budget $250–$350/month. If you cook at home with supermarket ingredients and eat out western-style, push that to $450–$600.

Transport: Most expats use Grab (ride-hailing) or buy a motorbike. A second-hand motorbike runs $300–$800. Fuel is cheap — $20–$30 a month. Grab rides within the city typically cost $1–$4.

Visa costs (something everyone forgets to include): A one-year business visa extension runs around $290. Factor in about $25/month.


The Grand Total

Here’s what you actually need per month in Phnom Penh in 2026:

Lifestyle Monthly Total What It Looks Like
Bare Minimum $700–$900 Studio in outer area, local food, no luxuries
Comfortable $1,200–$1,600 1-bedroom in BKK1, mix of eating out, Grab transport, gym
Luxury $2,000–$3,000+ Premium condo, western food, frequent travel, full lifestyle

Most single expats I know land in the Comfortable range — $1,200 to $1,600 — and live well. Couples can share housing costs and live comfortably on $1,800–$2,200 combined.


The Bottom Line

Phnom Penh is still one of the most affordable capital cities in Southeast Asia — but it’s not the $500-a-month paradise some YouTube videos claim. Come with realistic numbers, budget for the electricity surprise, and you’ll be fine.

Thinking about making the move? I help expats find the right apartment — at the right price, with the right landlord. Drop your budget in the comments or reach out directly. I’ll tell you exactly which neighbourhood fits.

About the Author
Charlotte – Property Consultant in Phnom Penh
I help local and international buyers navigate Cambodia’s real estate market, with a focus on BKK1, prime condominiums, and lifestyle-focused property selection.
If you’re considering a move to Phnom Penh or looking for investment opportunities, feel free to contact me for personalized advice.


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